What information is gathered/tracked?

The Annuity Pro Shop gathers the following information:

• Data from customers purchasing products;
• Data from visitors downloading or receiving free information products;
• Data from visitors subscribing to our newsletters; and
• Aggregated tracking information derived mainly by tallying page views throughout our site.

The Annuity Pro Shop gathers information in the following processes:

When making a purchase of products customers are required to provide: name, company name (optional), billing address, physical address, email address, and credit card information. This information is collected from a secure online order form and is used to verify payment prior to delivery of the purchased information product. The IP address of the customer is also collected at the time of completing the order form.

Where the Annuity Pro Shop is a reseller or affiliate of another company's products or services, the visitor is taken to that company's web site with a link. If they purchase a product or service from that company, the Annuity Pro Shop may receive details of the customer other than credit card information.

When site visitors download or receive free information products from the Annuity Pro Shop web site, the email address and any other information provided by the visitor are stored.

The Annuity Pro Shop offers a free newsletter, information articles and a free drawing to site visitors and customers. The Annuity Pro Shop gathers the email addresses of site visitors and customers who voluntarily subscribe. Subscribers may remove themselves from this list by following the instructions contained in every newsletter or email.

The Annuity Pro Shop tracks customer traffic throughout our site. We do not correlate this information with data about individual customers. The Annuity Pro Shop does break down overall usage statistics according to a customer's domain name and browser type by reading this information from the browser string (information contained in every customer's browser).

How is the information used?

The credit card information of the customer collected during purchase of products is used to verify payment before product delivery. This information is sent via a private secure network to a third party credit card processor to confirm the legitimacy of the customer and to get approval from the customer's credit card issuing bank.

The email addresses of subscribers to the Annuity Pro Shop are used to maintain the distribution of this service.

The email addresses of visitors downloading free information products are used from time to time by the Annuity Pro Shop to promote its own products.

The web site tracking information enables us to better tailor our content to customers' needs and to help us understand the demographics of our audience and measure the results of our marketing activities.

Who is the information shared with?

No information collected during a transaction is shared with any other party other than customer information during credit card transaction validation as described above.

How is the information stored?

The Annuity Pro Shop does store all customer and visitor information securely in encrypted databases for the sole use of the Annuity Pro Shop and its infrastructure service providers.

Link sites

Linked sites from the Annuity Pro Shop site are independent from the Annuity Pro Shop, and the Annuity Pro Shop has no control over the content on that linked web site. The Annuity Pro Shop does not endorse or accept any responsibility for the content, or the use, of such linked web sites. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.

In no event, will the Annuity Pro Shop be liable to any party for any use of hyper-linked websites, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.

Information and Accuracy

Information and services provided at http://www.annuityproshop.com are supplied "as is" without warranty of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. All information is provided for educational purposes only and may or may not represent factual information.

The Annuity Pro Shop does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. The Annuity Pro Shop does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise.

The Annuity Pro Shop, under no circumstances, including, but not limited to, negligence, shall be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if an the Annuity Pro Shop authorized representative has been advised of the possibility of such damages.

Copyright Notice

Every item on this site, unless otherwise marked is copyright ©2000-2008 Annuity Pro Shop, all rights reserved. This includes HTML code, text, graphics, databases of information products and links to resources and other intellectual property which are protected by International Copyright Laws, and may not be copied, reprinted, redistributed, published, resold, re-engineered, translated, hosted, or otherwise distributed by any means without explicit permission of the Annuity Pro Shop .

If you have any questions about these terms, or would like information about licensing materials from the Annuity Pro Shop, please contact us 770-443-2852.

Password and product access information

Username, user ID, subscriber code or password and download locations which you have received from the Annuity Pro Shop and all information accessible to you through a password-protected area is to be treated by you as private and confidential. You will not permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Guarantee policy

Since we opened our business in 1999, our primary goal has been to satisfy the needs of our customers. So use our product and call us for coaching... and then if for any reason you are not completely satisfied, return it within 30 to 90 days of the purchase date (depending on the product) and we will refund you 100% of the product purchase price, excluding shipping & handling. How can we make this incredible guarantee? Because we KNOW you will be satisfied with our product. And UNLIKE our competitors, we NEVER charge a restocking fee, or make you jump through hoops!

Return policy

If you're not absolutely satisfied with the products you purchase from the Insurance Pro Shop, send them back to us within 30 - 90 days of the purchase date, (depending on product) for a full refund. We will refund your original credit card bill within 3 to 5 weeks! (Sorry, No Refund On Shipping)

Please write the reason for your return on the back of the invoice you received with your shipment, as well as your name, address and email address. (We do need your invoice #).

Note: We are members in 'Good Standing' of the major consumer protection agencies - the Better Internet Bureau and the Better Business Bureau of Metro Atlanta. And, have a documented history of honoring all of our promises and guarantees!

Contact details

The Annuity Pro Shop has been operating since 2002 and is based in Dallas, Georgia. For background information, call or write:

Annuity Pro Shop
150 Watson Drive
Dallas, GA, 30132
Phone: 770-443-2852
Email: coach@insuranceproshop.com
URL: http://www.annuityproshop.com